InvestAssist
Stop guessing. Stop stressing. Start buying with conviction. [Concept in Development]We're exploring tools to help long-term investors overcome behavioral mistakes through automated discipline.Status: This page describes a product concept we're developing. This is not currently available as a service.
The -1.5% Problem
Research shows retail investors underperform the market by about 1.5% per year due to behavioral mistakes.**Source: DALBAR, Morningstar behavioral studies
With behavioral mistakes years after years, over 20 years you can miss
→ €30K+ for €100K portfolio
→ €60K+ for €200K portfolio
The culprits?
→ Panic selling during crashes
→ FOMO buying at peaks
→ Overtrading instead of being patientYou're not losing money. You're earning less than you should.And it's not because you lack knowledge.
It's because following the rules under pressure is emotionally impossible.
Everyone says: "Just have rules and follow them."
But how?
→ Check stocks every morning?
→ Calculate entry/exit for 10+ positions?
→ Remember criteria from months ago?Even with perfect discipline—you don't have 1-2 hours daily.And even if you did—emotions would sabotage you
when markets crash or moon.It's not about knowledge.
It's about time and discipline—you can't solve both alone.
Automated discipline
You don't have time to analyze stocks every day. And even if you did—emotions might derail you when it matters most.That's the problem we're exploring solutions for.The concept: What if every morning, you received a brief analyzing your watchlist? Clear signals based on proven principles. No jargon. Takes 5 minutes to read. Most days? The tool would tell you to do nothing.When there's an opportunity? It would help you act with confidence.
You'd stay in control. You'd make the decisions.The tool would just give you the framework to execute without the stress.This is the concept we're researching and developing.
How it would work
The Daily Brief (In Development)The plan: Every day before markets open, you'd get a clear brief analyzing your watchlist.The tool wouldn't predict where stocks are going. It would help you respond intelligently to where they've been—consistently, without the emotional baggage.No jargon. No hundred-page reports.Just what you'd need to make confident decisions. Takes 5 minutes to read.We're testing this approach through current research.
BUY OPPORTUNITIES
→ When stocks pull back 10-20% from recent highs
→ When there's blood in the streets during crashes
→ "Consider building a position. This is what you were waiting for."
SELL SIGNALS
→ After significant run-ups when price stabilizes
→ Risk/reward has shifted unfavorably
→ "Consider trimming. Take some chips off the table.")
NO ACTION
→ Stocks trading in normal ranges
→ No compelling reason to act
→ "Do nothing. Patience is working."
MARKET CONTEXT
→ Yesterday's market movement (fear, bullish, or neutral)
→ Today's market sentiment based on headline news
WOULD THIS BE FOR YOU?
□ You invest in individual stocks—companies you believe in□ You're holding for months or years, not flipping stocks weekly□ You have a busy life and can't watch markets all day□ You know what companies you want to own—you need help with timing, not stock-picking□ You want to avoid making emotional mistakes like panic-selling, FOMO at peaks and overtrading when anxious.□ Blind DCA or robo-advisors feel too hands-off—you want some control and engagementIf you checked 4+ boxes, InvestAssist is built for you.
WHERE WE ARE NOW
Current Phase: Concept validation through behavioral researchWe're conducting a paper trading research study to test whether this "patience-focused" framework actually helps investors maintain discipline and avoid behavioral mistakes.What Happens Next:
If research validates the concept, we would need to:
• Establish proper regulatory structure
• Build the technology infrastructure
• Ensure full compliance with financial services regulationsTimeline: To be determined based on research findings and regulatory pathwayImportant: This is a concept in development. We are not currently offering investment services or advice. Any future product would require proper authorization and regulatory compliance.
IMPORTANT NOTICE
InvestAssist is a product concept in development. No investment
services are currently offered. We are conducting behavioral research
to validate this approach. Any future commercial product would require
proper regulatory authorization and compliance.This site describes a vision for what we hope to build—not a service
currently available.Contact: Amy Kummetha | hello [at] invest-assist.com, Amsterdam, NLThis site is for informational purposes only and does not constitute
investment advice.© 2026 T. Kummetha. All rights reserved.